Insurance Products
Ipswich Insurance Brokers arranges a broad range of general insurance products for individuals, businesses, farms and motor operators across Ipswich, Lockyer Valley and Somerset. Select a category below to learn more about cover options, or contact us to discuss your situation.
Personal insurance
- Home & Contents Insurance — building and contents cover for owner-occupied homes
- Landlords Insurance — rental property building, loss of rent and liability
- Strata Insurance — body corporate cover for unit and townhouse complexes
- Personal Travel Insurance — domestic and international travel cover
Business insurance
- Business Insurance — property, liability, interruption and motor packages
- Public Liability Insurance — third-party injury and property damage cover
- Professional Indemnity Insurance — for advisers, consultants and professional service firms
- Management Liability Insurance — directors, officers and employment practices cover
- Cyber Insurance — data breach, ransomware and cyber crime cover
- Business Interruption Insurance — income protection following insured damage events
- Business Insurance Packages — combined cover options for eligible businesses
Farm and rural insurance
- Farm Insurance — rural and peri-urban property, machinery and liability cover
- Crop Insurance — hail, fire and multi-peril cover for Ipswich and Lockyer Valley growers
Trades and contractors
- Trades Insurance — liability, tools, motor and contract works for trade businesses
- Earthmoving & Heavy Equipment Insurance — mobile plant and attachments cover
- Civil Contractors Insurance — contract works, plant and public liability for civil operators
Motor and fleet
- Truck Insurance — heavy motor cover for owner-operators and transport fleets
- Motor & Fleet Insurance — commercial vehicle fleets for Ipswich businesses
- Heavy Motor Insurance — rigid trucks, prime movers and combination vehicles
✈️ Travel insurance
- Personal Travel Insurance — individual and family travel cover
- Corporate Travel Insurance — annual multi-trip cover for business travellers
Guidance pages — by product type
For each major product category, we maintain a guidance page explaining what the cover typically includes, common exclusions, and what to consider when arranging cover. These pages are general information only and are not personal advice.
- Business Insurance Guide
- Public & Products Liability Guide
- Professional Indemnity Guide
- Management Liability Guide
- Cyber Insurance Guide
- Property Insurance Guide
- Heavy Motor & Fleet Guide
- Truck Insurance Guide
- Crop Insurance Guide
- Home & Contents Guide
- Landlords Insurance Guide
About Ipswich Insurance Brokers
All products listed on this page are general insurance products arranged through Ipswich Insurance Brokers, a Steadfast and CBN member broker operating under an Australian Financial Services Licence. We act on your behalf — not on behalf of any insurer. Cover is subject to insurer acceptance, underwriting conditions and policy terms. We do not guarantee coverage or claim outcomes. Our Financial Services Guide, available on this site, explains how we operate and how we are remunerated.
Life insurance and financial planning are not general insurance products and are not arranged by Ipswich Insurance Brokers. For life insurance and financial planning enquiries, we refer to Gold Coast Financial Advisers.
How to start
Contact us to discuss your insurance requirements or submit a quote request online. We will identify the appropriate products for your situation, approach relevant markets, compare options and present a recommendation. There is no obligation to proceed and no charge for the initial review. Our Financial Services Guide explains how we operate and how we are remunerated when a policy is placed.
Reviewing existing cover
If you already hold insurance — whether arranged through another broker or purchased direct — a broker review may identify gaps, underinsurance, coverage deficiencies or more appropriate alternatives. Particularly for business and farm insurance, the difference between a policy that responds correctly at claim time and one that does not is often found in the detail of the wording, not the summary schedule. We review existing programs and provide clear documentation of any concerns identified.
General guidance — not personal advice
The product descriptions on this page are general information only. Specific policy terms, inclusions, exclusions and conditions vary between insurers and individual products. Before arranging any insurance, you should read the relevant Product Disclosure Statement or policy wording. Our Disclaimer applies to all content on this site.
Why use a broker for general insurance?
A broker’s core function is to represent your interests — not the insurer’s. We approach a panel of approved markets, compare policy terms and conditions (not just premiums), and advise on the options most suited to your situation. The real test of broker value is at claim time — a policy that was correctly structured, accurately declared and properly documented is far more likely to respond quickly and fully than one that was bought without advice. We maintain records of advice given and are available to assist throughout the year, not just at renewal.
For simpler personal risks, direct insurance may be adequate. For business insurance, farm insurance, motor fleets, specialist risks and situations where policy wording differences are material, broker access to market comparison and claims support provides genuine value. Contact us via quote request or contact form to discuss whether broker-arranged insurance is appropriate for your situation.
Regulatory framework
All general insurance products arranged through Ipswich Insurance Brokers are regulated under the Insurance Contracts Act 1984 (Cth) and the Corporations Act 2001 (Cth). As an authorised representative of CBN (AFSL 233750) and Steadfast member, we are subject to the regulatory requirements of ASIC and the conduct standards of the NIBA Insurance Brokers Code of Practice. Before purchasing any insurance product, you should receive and read the relevant Product Disclosure Statement from the insurer. Our Financial Services Guide explains how we are authorised and remunerated. If you have questions about any product, regulatory obligations or the advice provided, contact us directly or use the complaints process on our Complaints page.
Summary
Ipswich Insurance Brokers arranges general insurance across the full range of products on this page. We act on your behalf, compare options across a panel of approved insurers, and provide advice, placement and claims support. Contact us on 07 3503 1404 or via our quote request form to discuss your insurance requirements.