Strata Insurance – Ipswich Insurance Brokers

Specialist Insurance for Residential & Commercial Strata Properties

If you manage or own a property that falls under a strata title—such as a townhouse complex, unit block, or commercial strata building—it’s essential to have the right insurance in place. Strata insurance protects the shared property and common areas from damage, liability, and legal risk.

At Ipswich Insurance Brokers, we offer flexible strata insurance options tailored to meet the needs of body corporates, strata managers, and property owners.

What is Strata Insurance?

Strata insurance (also known as body corporate insurance) covers the building and common property areas managed under a strata title. This includes both residential and commercial strata developments.

What’s Typically Covered?

🏢 Building Structure
Cover for buildings and common property including walls, roof, balconies, garages, lifts, and stairwells
🌳 Common Areas & Fixtures
Coverage for shared spaces such as gardens, pools, driveways, and lighting
⚖️ Public Liability
Protection if someone is injured or suffers property damage in a common area
🔧 Emergency Repairs
Fast response coverage for damage that requires urgent attention
🏗 Catastrophic Events
Storm, fire, flood (optional), earthquake, and malicious damage
💼 Legal Expenses
Optional cover for strata-related legal disputes or tribunal actions

Optional Add-Ons

Office bearer’s liability
Machinery breakdown (e.g. elevators, gates)
Fidelity guarantee (theft by a committee member or employee)
Lot owner’s fixtures and improvements
Loss of rent or temporary accommodation

Why Use Ipswich Insurance Brokers?

✅ We compare leading strata insurers to find the right fit
✅ Cover available for small duplexes to large multi-building complexes
✅ Support with annual reviews, claims, and compliance
✅ Access to strata-specific policies from specialist underwriters

Get a Strata Insurance Review or Quote

📞 Call 07 3503 1404
📧 Or submit an enquiry online here